Contents V
Unit 1
Personal Financial Literacy ........2
Chapter 1
Personal Finance: An Overview .........................4
Chapter 2
Making Smart Decisions ..................................32
Unit 2
Managing Your Finances ...........70
Chapter 3
Income and Taxes ..............................................72
Chapter 4
Financial Institutions and Services ...............110
Chapter 5
Savings ............................................................144
Chapter 6
Credit ................................................................170
Chapter 7
Investing and Estate Planning .......................210
Chapter 8
Insurance .........................................................250
Unit 3
Managing Your Spending ........290
Chapter 9
Smart Shopping Basics ..................................292
Chapter 10
Consumer Power .............................................328
Chapter 11
Health and Wellness ........................................354
Chapter 12
Housing ............................................................384
Chapter 13
Home Ownership .............................................412
Chapter 14
Transportation .................................................436
Unit 4
Planning Your Future ...............468
Chapter 15
Planning for Your Career ................................470
Chapter 16
Entering the Work World .................................498
Chapter 17
Your Role in the Environment ........................530
Unit 5
Economic Systems ..................556
Chapter 18
Economic Principles .......................................558
Chapter 19
Government and the Economy ......................580
Chapter 20
Consumers in the Economy ...........................608
Chapter 21
Global Economy ..............................................630
Math Skills Handbook .............660
Glossary ...................................676
Index .........................................689
Brief Table of Contents