XIV Contents
Section 4-2 Section 4-2
Avoiding Barriers to Good
Communication
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87
Mixed Messages
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87
Sending Clear Messages
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88
Criticism
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90
Differences
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92
Confl icts
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94
U n i t 2 U n i t 2
Managing Your Life
Chapter 5 Chapter 5
Getting Ready to Manage
. . .
100
Section 5-1 Section 5-1
Needs versus Wants
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101
Maslow’s Hierarchy of Human
Needs
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101
Your Wants
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105
Section 5-2 Section 5-2
Your Values and Goals
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107
Values
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107
Character
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109
Goals
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109
Standards
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112
Section 5-3 Section 5-3
Your Resources
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113
Types of Resources
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113
Using Your Resources
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115
Developing Resources
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117
Section 5-4 Section 5-4
Management and Decision
Making
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118
The Management Process
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118
Making Decisions
. . . . . . . . . . . . .
120
Accepting Responsibility for Your
Decisions
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123
Chapter 6 Chapter 6
Managing Your Resources.
. .
126
Section 6-1 Section 6-1
Managing Time and Energy
. . .
127
Managing Time
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127
Managing Your Energy
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131
Section 6-2 Section 6-2
Managing Money
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133
Your Income
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133
Budgeting Your Money
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134
Using Financial Services
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136
Section 6-3 Section 6-3
Managing Credit
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143
Understanding Credit
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143
Establishing Credit
. . . . . . . . . . . . .
146
Using Credit Wisely
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147
Section 6-4 Section 6-4
Managing Technology
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148
Impact of Technology
. . . . . . . . . . .
148
Using Technology Responsibly
. . .
153
Chapter 7 Chapter 7
Being a Responsible Consumer
.
.158
Section 7-1 Section 7-1
Consumer Basics
. . . . . . . . . . . .
159
Consumer Decisions
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159
Consumer Buying Techniques
. . . .
164
Consumer Rights and
Responsibilities
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165
Section 7-2 Section 7-2
Environmental Responsibility
. .
170
Natural Resources
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170
Conserving Energy and Resources
. .
172
Using Energy Effi
ciently. . . . . . . . .
175
Minimize Waste
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177
Reduce, Reuse, and Recycle
. . . .
178
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