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Table of Contents
Mutual Funds ........................................................... 443
Annuities .................................................................. 444
Retirement Accounts .............................................. 444
Avoiding Investment Fraud ...........................446
Chapter 27 Chapter 27
Credit ............................................................. 449
Common Uses of Credit ................................450
Advantages of Credit .............................................. 450
Disadvantages of Credit ......................................... 450
When to Use Credit ................................................. 451
Types of Credit ...............................................452
Charge Accounts ..................................................... 452
Credit Cards ............................................................. 452
Installment Credit .................................................... 452
Loans ........................................................................ 453
How to Obtain Credit ....................................454
Creditors Look for Good Credit Risks................... 455
Getting a First Loan ................................................ 455
Credit Applications ................................................. 456
Credit Bureaus and Credit Ratings........................ 456
Examine All Credit Agreements ............................. 457
Identity Theft .................................................458
Chapter 28 Chapter 28
Insurance ....................................................... 462
Financial Protection ......................................463
Automobile Insurance ............................................. 463
Health Insurance ..................................................... 465
Life Insurance .......................................................... 467
Disability Insurance ................................................ 468
Property Insurance.................................................. 469
Filing a Claim ................................................470