Exploring Financial Literacy 58 Copyright Goodheart-Willcox Co., Inc. May not be reproduced or posted to a publicly accessible website. Being Financially Responsible Budgeting: A Checklist Do you ever wonder where your money goes? Do you get to the end of the week or month and find that you no longer have any money to spend? To be financially responsible, it is important to keep track of money you earn and spend. Use this checklist to help you evaluate your budgeting. Yes No _____ _____ 1. Did I write down everything I spent money on? _____ _____ 2. Did I buy something this week that I regret? _____ _____ 3. Did I learn anything this week about my spending and savings habits? _____ _____ 4. Did I budget for savings? _____ _____ 5. Did I resist buying something I really did not need? _____ _____ 6. Was there something I really wanted this week but did not have enough money to buy? _____ _____ 7. Did I run out of money this week? _____ _____ 8. Did I have to borrow money to make it through the week? _____ _____ 9. Did I spend my monthly budget on needs? _____ _____ 10. Did I spend my monthly budget on wants?