176
Financial Institutions Financial Institutions
and Services and Services
commercial bank
Federal Deposit
Insurance
Corporation
(FDIC)
savings and loan
association
credit union
National Credit Union
Administration
(NCUA)
mutual savings bank
electronic funds
transfer (EFT)
automated teller
machine (ATM)
ATM card
endorse
bank statement
cashier’s check
certifi ed check
money order
traveler’s checks
After studying this chapter,
you will be able to

identify different types of fi nancial institutions.

select the fi nancial services that will best meet
your needs.

use ATM and debit cards responsibly.

manage a personal checking account.

write and endorse checks correctly.

calculate a checkbook balance.
8
Reading for
Meaning
After reading the chapter, outline the
key points and compare your outline to
the text. This will help you retain what
you have read and identify what needs
to be read again.
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