Chapter 8 Financial Institutions and Services 189
425
MEMO
Check
number
Bank’s identification
and routing numbers
Name and address of person
(or persons) authorized to
use this check blank
Check routing symbol
(used to sort checks and
send back to “home bank”)
Name and
address
of bank
Bank’s
identification
number
Account
number
Check
number
8-6
Your personalized checks
include information financial
institutions need to process
checks correctly.
RECORD ALL CHARGES OR CREDITS THAT AFFECT YOUR ACCOUNT
NUMBER DATE CODE DESCRIPTION OF TRANSACTION
✓
FEE
(IF ANY)
(–)
PAYMENT/
CREDIT
(+)
BALANCE
PAYMENT/DEBIT
(–)
$
T
3/1 Opening balance 00 100 00 100 00
100 00
101 3/2 Lee’s Grocery 15 32 15 32
Groceries 84 68
3/3 Cash withdrawal 20 00 20 00
64 68
102 3/4 The Book Shelf 11 75 11 75
Calendar 52 93
3/6 DC No Limits 35 13 35 13
Jeans 17 80
3/8 D Deposit 130 00 130 00
147 80
103 3/9 Lee’s Grocery 18 35 18 35
Groceries 129 45
3/11 AP Unifi ed Utilities 23 07 23 07
Electric bill 106 38
3/14 DC Mary’s Dept. Store 34 60 34 60
Navy shirt 71 78
104 3/16 Richard’s Records 21 20 21 20
CD 50 58
3/22 D Deposit 130 00 130 00
180 58
105 3/26 Lee’s Grocery 47 58 47 58
Groceries 133 00
3/29 Cash withdrawal 30 00 30 00
103 00
106 3/30 Dr. Harvey 65 00 65 00
Dental checkup 38 00
4/1 D Deposit 130 00 130 00
168 00
Service charge 5 00 5 00
163 00
8-7
Make a point of recording
all your checks, debits, ATM
transactions, and deposits in
your checkbook register.