Your career decisions have a lasting impact on your personal and fi nancial goals. Foundations
of Personal Finance challenges you to plan for the future—and provides the information you need to
make sound decisions.
Chapter 21, Planning for Your Career, explains how to develop a career plan based on your
personal interests, aptitudes, abilities, values, and goals. You will learn about important resources for
exploring careers, including the career clusters. The chapter also helps you determine the education
and training needed to meet your career goals.
Chapter 22, Entering the Work World, discusses preparing résumés and cover letters and attend-
ing job interviews. You will also learn skills that lead to career success and explore entrepreneurship
opportunities.
Look for the career clusters icons throughout the text to learn about occupations related to chapter
content. The career clusters—16 general groupings of occupational and career areas—are a helpful
resource for exploring careers. Each chapter features three occupations and highlights typical job duties
and working conditions. More than 60 occupations are featured throughout the textbook.
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The Career Clusters icons are being used with permission of the
States’ Career Clusters Initiative
www.careerclusters.org
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