XI
Section 17.2
Understanding Taxes .......................351
Types of Taxes .............................351
Filing an Income Tax Return ........353
Special Features
Personal Achievement Plan .........341
Go Green .....................................346
Ethics ...........................................348
Career Feature .............................350
Review and Assessment
Review Your Knowledge ...............356
Apply Your Knowledge .................357
Teamwork ....................................358
Communication Skills ..................358
College and Career
Readiness Portfolio ..................359
18 Banking .................................. 360
Section 18.1
Bank Accounts .................................362
Financial Institutions ....................362
Online Banking ............................364
Checking Accounts ......................366
Special Checks ............................372
Section 18.2
Saving ..............................................375
Reasons for Saving ......................375
Ways to Save ............................... 376
Special Features
Career Feature .............................369
Go Green .....................................373
Ethics ...........................................381
Review and Assessment
Review Your Knowledge ...............382
Apply Your Knowledge .................383
Teamwork ....................................384
Communication Skills ...................384
College and Career
Readiness Portfolio ..................385
19 Money Management................. 386
Section 19.1
Creating a Budget ............................388
Need for Money Management .....388
Spending Decisions .....................392
Budgeting Expenses ....................393
Section 19.2
Managing Credit ..............................402
Credit ...........................................402
Types of Credit .............................403
Special Features
Ethics ...........................................390
Career Feature .............................396
Go Green .....................................398
Review and Assessment
Review Your Knowledge ...............406
Apply Your Knowledge .................407
Teamwork ....................................408
Communication Skills ...................408
College and Career
Readiness Portfolio ..................409
Career Clusters Handbook .............. 410
Math Skills Handbook .................... 426
Glossary ........................................ 442
Index............................................. 449
Discovering Careers
XI