xx Financial Literacy Do You Really Need That? 8 Potential Income 20 Evaluating Cell Phone Plans 43 Taxes and Other Deductions 100 Reducing Flexible Expenses 104 Types of Taxes 111 Dating on a Budget 186 Financial Challenges of Youth Parenting 215 Social Security 264 Your Food Budget 373 Special-Use Checks 456 Investing Vs. Saving 459 Using Credit Wisely 472 Understanding Warranties 491 Making Technology Purchases 496 Consider the Cost 530 Making Extra Money 588 Guidelines for Spending on Housing 600 Budgeting for a Car 643 Po Career Spotlight Human Services Careers Career Counselor 3 Real Estate Broker/Sales Agent 79 Sociologist 131 Child Care Center Director 209 Dietitian 297 Personal Financial Adviser 449 Event Planner 517 Personal Care Aide 593 Education and Training Careers Preschool Teacher 3 Human Resources Manager 79 Mental Health Counselor 131 Social Worker 209 Fitness Trainer 297 Career and Technical Education Teacher 449 Postsecondary Education Administrator 517 Instructional Coordinator 593 C C H S