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Banking and Financial Systems
Ted Brauch
Vice President
Wells Fargo
Jacksonville, Florida
Sandra Cullen
Business/Marketing Teacher
Jemison High School
Jemison, Alabama
Stephen Day
Programs Director
North Carolina Council on
Economic Education
Raleigh, North Carolina
Holly B. Laird
Business and Finance Teacher
Leesville Road High School
Raleigh, North Carolina
LouAnn Massey
Business Teacher
Las Cruces Public Schools
Las Cruces, New Mexico
Kim Miller
Marketing Teacher
Holtville High School
Deatsville, Alabama
Debra Moore
Business Education Teacher
Raymond S. Kellis High School
Glendale, Arizona
Julie Moore
Business Teacher
East Porter County School
Corporation
Valparaiso, Indiana
Sharmyn Munoz
GRADS Teacher
Gallup Central High School
Gallup, New Mexico
Kimberly Pruiett
Marketing Education Teacher
Winston Churchill High
San Antonio, Texas
Luke W. Reynolds
Insurance Professional
Rhonda Schmaltz
Business Department Chair and
Instructor
Ames High School
Ames, Iowa
Jason Weiss
Business Teacher and DECA
Advisor
Howard High School
Macon, Georgia
Reviewers
The author and publisher would like to thank the following industry and
teaching professionals, who provided valuable input into the development
of this text.