Part VII
Managing Family
Living
22
Providing for the Family’s
Physical Needs
579
Needs Versus Wants
580
Factors Affecting Consumer Decisions
581
Consumer Rights and
Responsibilities
581
The Role of Advertising
583
Shopping Wisely
585
Consumer Protection
Agencies
585
Environmental Responsibility
586
Conserving Energy
587
Environmentally Responsible
Consumption
587
Food Decisions
588
Planning Meals
588
Did You Know? Thinking
Environmentally: Ten Tips
589
Shopping for Food
591
Understanding Food Labels
592
Handling and Storing Food
Safely
594
Eating in Restaurants
595
Clothing Decisions
596
Methods of Acquiring
Clothing
596
Teen Focus: Clothing Selection
598
Controlling Clothing Costs
598
Understanding Clothing
Labels
599
Housing Decisions
600
Renting a Home
600
Buying a Home
601
Transportation Decisions
603
Leasing, Buying, and Owning
a Car
604
23
Protecting the Family’s
Resources
609
Life Insurance
610
Types of Life Insurance
611
Teen Focus: Do Young Adults Need
Life Insurance?
614
Who Should Be Covered?
614
Health Insurance
614
Understanding Health
Insurance
615
Group Health Insurance
617
Health Maintenance
Organizations (HMOs)
617
Preferred Provider Organizations
(PPOs)
618
Auto Insurance
618
Basic Types of Coverage
619
Did You Know? What to Do When You
Are in a Car Accident
620
Contents
21