22
Contemporary Living
No-Fault Auto Insurance
621
Auto Insurance Claims
621
Homeowner’s Insurance
621
Re-evaluating Your Insurance Needs
622
Saving and Investing Money
638
Savings Accounts
639
U.S. Savings Bonds
639
Certifi cates of Deposit
640
Money Market Accounts
640
Retirement Accounts
640
25
Managing Your
Finances
647
Budgeting
648
Why Budget?
648
Setting up a Budget
649
Using Credit
652
Types of Credit
653
How to Obtain Credit
654
Making Credit Work for You
655
Did You Know? How to Stay in Control
of Credit Cards
656
Loans
658
Identity Theft
659
Teen Focus: Detecting and Dealing
with Identity Theft
660
Glossary
664
Index
686
24
Using Banking
Services
627
Your Income
628
Your Paycheck
628
Federal Income Tax
629
Social Security
630
Financial Institutions
631
Checking Accounts
632
Writing Checks
633
Endorsing Checks
635
Depositing Money in Your
Account
635
Your Bank Statement
636
Teen Focus: Overdrafts
636
Automated Teller Machines
637
Did You Know? Mobile and Online
Banking
638