5
Unit 1 The World of Insurance . . . . . . . . . . . 18
Chapter 1 Basics of Insurance . . . . . . . . . . . . . . . . . . . . . .19
Chapter 2 Property and Casualty Insurance
for Homes and Businesses . . . . . . . . . . . . . . . . . . . . . . . .35
Chapter 3 Property and Casualty Insurance on Land,
Sea, and Air . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .49
Chapter 4 Health Insurance . . . . . . . . . . . . . . . . . . . . . . . .67
Chapter 5 Disability, Long-Term Care, and
Life Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .85
Chapter 6 Additional Types of Insurance . . . . . . . . . . . . . 107
Unit 2 Social Insurance . . . . . . . . . . . . . . . . 126
Chapter 7 Worker Protections . . . . . . . . . . . . . . . . . . . . . 127
Chapter 8 Public Health Insurance Programs . . . . . . . . .143
Chapter 9 Social Security . . . . . . . . . . . . . . . . . . . . . . . .159
Unit 3 Nature of the Industry . . . . . . . . . . . 176
Chapter 10 Nature of the Insurance Industry . . . . . . . . . . 177
Chapter 11 How Insurance Companies Make Money. . . . . 197
Chapter 12 State Regulation of Insurance . . . . . . . . . . . . 211
Chapter 13 Federal Insurance Industry Regulations . . . .227
Chapter 14 Legal Principles . . . . . . . . . . . . . . . . . . . . . . .243
Chapter 15 Ethics and Social Responsibility . . . . . . . . . .257
Unit 4 Careers . . . . . . . . . . . . . . . . . . . . . . . 272
Chapter 16 Roles and Responsibilities . . . . . . . . . . . . . .273
Chapter 17 Benefits of a Career in the
Insurance Industry . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .293
Glossary . . . . . . . . . . . . . . . . . . . . . . . . . . . . 304
Index . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 315
Brief Contents