xii Section 3-2 Organizations That Work! 70 Youth and Professional Organizations 70 Getting Organized 70 Choosing Effective Programs and Activities 72 Unit Two Unit Two Resource Management Chapter 4 Chapter 4 Learning to Manage 80 Section 4-1 Goals and Resources 81 Setting and Prioritizing Goals 81 Recognizing Your Values and Standards 84 Determining Your Resources 85 Section 4-2 Decision Making and the Management Process 88 Solving Problems and Making Decisions 89 Th e Management Process 91 Section 4-3 Managing Your Time 93 Why Plan Your Time? 93 Steps in Time Management 94 Managing Time Wisely 95 Energy and Task Management 96 Section 4-4 Managing Your Money 98 Earning an Income 99 Understanding Your Paycheck 99 Th e Basics of Budgeting 101 Budgeting with a Computer 104 Chapter 5 Chapter 5 Community and Environmental Responsibilities 108 Section 5-1 Citizenship 109 To Be Informed 109 To Vote 110 To Obey the Law 110 To Pay Taxes 110 To Be Involved in Your Community 111 To Protect the Environment 112 Section 5-2 Caring for the Environment 113 A Healthful Environment 113 Factors Affecting the Environment 114 Pollution 114 How You Can Help 116 Section 5-3 Conserving Energy 119 Nonrenewable Energy Sources 120 Renewable Energy Sources 120 Energy in the Future 122 You Can Help Conserve Energy 122 Unit Th ree Unit Th ree Relationships Chapter 6 Chapter 6 Understanding Families 132 Section 6-1 What Is a Family? 133 Roles of Family Members 133 Functions of the Family 134 Single Living 136